The existence of a valid payment is not conditional on Bingle issuing, or you receiving, a paper confirmation of the transaction. Bingle's Main Site: payments All payments for any insurance products, renewals, amendments or other services purchased via the Main Site including additional premium or other payments which arise from policy amendments made using Bingle's online tools, as described in term 6. All payments referred to in term 5. In the case of a payment card transaction, you must therefore provide to Bingle details of your permitted current and valid payment card, including: payment card type; name on payment card; payment card number; card verification value CVV ; and expiry date.

If you pay your claim excess using Bingle's online tools your payment will be processed in accordance with these Online Terms, the relevant Product Disclosure Statement and any other terms and conditions specific to the particular transaction. If you fail to pay your applicable claim excess, whether via Bingle's online tools or through another payment method we offer, we may not provide you with the cover or policy benefit you have claimed for.

Refer to the relevant Product Disclosure Statement and any Supplementary Product Disclosure Statement and your Insurance Schedule for more information about your claim excess. Bingle's Main Site: Bingle's online tools Bingle's online tools which form part of our Main Site enable you to: view, manage and change certain details of your Bingle insurance policy online " policy management " ; lodge a claim online " claim lodgement " ; and view and manage claim related information for certain claim types " claim management ".

Collectively, this information is your " Login ". You will only be able to "log-in", generate a Login, and use Bingle's online tools if you hold at least one current Bingle insurance policy or one active claim for which Bingle's online tools are available. Bingle may also permit you to access its online tools through certain third party email provider or social media websites.

If permitted to access in this way, your login will proceed through your email provider or social media website's login process or link thereto , and at all times will remain subject to the terms of use of that email provider or social media website. Such a login via a permitted your email provider or social media website, when read against the remainder of these Online Terms, will constitute a Login.

You must not use Bingle's online tools to access or modify the details of another person without their clear authority. Amending your policy using Bingle's online tools During the term of your policy, and using Bingle's online tools, you may have the option of adding, removing or amending certain accessories and other aspects of your policy.

Your policy only For the avoidance of doubt, Bingle's online tools only permit you as the policyholder to view, manage and change certain details of your Bingle insurance policies.

Lodging a claim using Bingle's online tools When you lodge a claim using Bingle's online tools, we will confirm what next steps will occur and the time they will occur in. Viewing your claims using Bingle's online tools When you register for Bingle's online tools you will be asked to nominate a current Bingle Insurance policy.

Permitted claims transactions using Bingle's online tools During an active claim displayed within Bingle's online tools, you may have the option of changing a vehicle damage assessment booking time, paying your claim excess or completing another permitted transaction. Updating personal information using Bingle's online tools Please be aware that when you use Bingle's online tools to view, manage and change your Bingle Insurance policy, any personal information such as your name or address details will not automatically update on Bingle's claim database.

Termination of access to Bingle's online tools Term 21 of these Online Terms applies in full. Bingle Claims Buddy Bingle mobile device application "Bingle Claims Buddy" allows Bingle comprehensive car insurance policyholders who have previously downloaded Bingle Claims Buddy to collect accident-related information and notify Bingle of their intention to make a claim on their policy.

au Bingle's online tools and Bingle Claims Buddy: Login details and restricted use You must not provide your Login details to any other person You must not provide details of your Login to any other person.

Restricted use You must not use Bingle's online tools to access or modify the details of another person's insurance policy or claim without their clear authority. Valuation tools, calculators, games and other features Our Online Sites may contain or make available various tools, calculation devices, software programs, games or other features which assist you in calculating the optimal insurance policy, premium, or level of excess for you.

Our Online Sites may also contain other useful information. Whilst Bingle has undertaken reasonable steps to ensure that any such features or information as described in term 9.

The use by you of any of these features or any information provided is entirely at your own risk. The monetary figures used by these features in any calculations are estimates only and do not take account of your particular circumstances. Bingle's standard terms and acceptance criteria apply All enquiries or applications for insurance or other products made via any of our Online Sites are subject to and must comply with Bingle's normal acceptance criteria and are governed by the normal terms and conditions applying to each product or service requested.

Bingle qualifies this term Users agree that they are fully responsible for the Social Media Site User Content they submit. Bingle shall not be liable in any way for such Social Media Site User Content to the full extent permitted by law and shall not be deemed or considered to in any way authorise, endorse, approve or support any material submitted by any Social Media Site User.

Social Media Site Users consent to any use of their Social Media Site User Content in accordance with term 11 which may otherwise infringe their moral rights pursuant to the Copyright Act , including Bingle or its affiliates and sub-licensees using and reproducing that Social Media Site User Content without attributing it to the Social Media Site User, or making modifications or adaptations to the Social Media Site User Content for the purpose of reproducing, publishing or displaying that modified or adapted content in another media.

Social Media Site Users warrant and agree that they will, prior to its submission, obtain an equivalent consent from each other person who has created the Social Media Site User Content. The Social Media Site User agrees to indemnify Bingle and any of its related bodies corporate against all costs and claims by third parties arising from a breach of this warranty.

Warranties Whilst reasonable steps have been undertaken to ensure that information is free from error, to the extent permitted by law, which law cannot be excluded, Bingle does not warrant the accuracy, adequacy or completeness of Site Content or any Online Site User Content or any Social Media Site User Content, on any of its Online Sites.

Limitation of liability Subject to any responsibilities implied by law and which cannot be excluded, Bingle, and its directors, employees, agents, contractors and related bodies corporate, are not liable to you for any losses, damages, liabilities, claims and expenses including but not limited to legal costs and defence or settlement costs whatsoever, whether direct, indirect or consequential, arising out of or referable to any Site Content, Online Site User Content, Social Media Site User Content, Third Party Material, third party services, or to access or lack of access to an Online Site or website operated by any member of the Suncorp Group by you, howsoever caused, whether in contract, tort including negligence, statute or otherwise.

Indemnity You indemnify Bingle and any of its related bodies corporate in respect of any liability incurred by Bingle or any of its related bodies corporate for any loss, cost, damage or expense, howsoever caused, suffered by Bingle or any of its related bodies corporate as a result of your breach of these Online Terms or your use of any of our Online Sites.

No advice No Online Site purports to provide you with financial product or investment advice of any kind. Availability of an Online Site Since electronic services are subject to interruption or breakdown, access to an Online Site is offered on an "as is" and "as available" basis only.

Bingle may impose limits or restrictions on the use you may make of an Online Site. Further, for security, technical, maintenance, legal or regulatory reasons, or due to any breach of these Online Terms, Bingle may withdraw an Online Site of part thereof at any time and without notice to you.

Any cost associated with accessing an Online Site is the user's responsibility and is dependent on the internet or telecommunications service provider used. Restrictions on use of an Online Site The Site Content contained on any Online Site is provided solely for bona fide personal or commercial customers only. No use of any Online Site for unrelated persons You must only use our Online Sites as permitted by their design to: obtain insurance quotes; obtain other information relating to the price of insurance cover from Bingle; conduct insurance related transactions including using any self-service function to manage your insurance policy or queries; in respect of insurance cover for you or a member of your immediate family with their prior consent or for a commercial enterprise for which you seek bona fide insurance cover.

Third party providers Parts of our Online Sites, or the provision of payment processing or other services offered via our Online Sites, may be outsourced to third party providers. Copyright and trademarks Copyright in the material on an Online Site is owned or licensed by Bingle. Except where necessary for and incidental to viewing or using the Site Content on an Online Site via your web-enabled browser whether on a personal computer or on a portable electronic device , or as permitted under the Copyright Act or other applicable laws, no Site Content on an Online Site may be reproduced, stored for any period of time in an electronic or other retrieval system, adapted, uploaded to a third party location, framed, performed in public or transmitted in any form by any process whatsoever without the specific written consent of Bingle.

Bingle and each of its related bodies corporate separately reserve their copyright and all other legal rights with respect to their trademarks, whether registered or otherwise. au" are each registered trademarks of Bingle. Third party trademarks are trademarks of the respective third parties.

Termination of access to Bingle's online tools We reserve the right to terminate your access to Bingle's online tools at any time upon notice to you.

Acceptance of and changes to these Online Terms You acknowledge and accept that your use of an Online Site indicates your acceptance of these Online Terms.

These are the current Online Terms. They replace any other terms of use and privacy statement for an Online Site published on any of our Online Sites. Bingle may at any time vary these Online Terms for security, legal or regulatory reasons, or to reflect updates or changes to the services or functionality of an Online Site, by publishing the varied Online Terms on an Online Site. Bingle does not have to indicate on an Online Site that these Online Terms have changed, neither is Bingle under any obligation to specifically contact or notify you of any variation to these Online Terms.

You accept that Bingle has provided you with sufficient notice of the variation by making available the current version of the Online Terms on the Online Site you use. By your use of an Online Site after any variation, you are taken to have accepted the new Online Terms. Bingle's complaints resolution process If you are dissatisfied with your dealings with Bingle in relation to your use of an Online Site please visit the Help Centre We will review your email and contact you with a reply or to ask you for further information, if it's required.

If you make a complaint and it is about a Bingle insurance policy or insurance claim, you may have additional rights of appeal, such as under Bingle's formal dispute resolution process. We will tell you if that is the case. See the relevant Product Disclosure Statement on our Main Site for more information about how Bingle resolves complaints.

General An Online Site may be viewed and interacted with by anyone in the world, however age limits may apply to certain Site Content including the sale or issue of any insurance product , promotions or offers. Bingle only offers its insurance products for sale within Australia.

Bingle only insures cars when they are within Australia. The law applicable to an Online Site including Bingle's operation of any Social Media Site , and to any complaints arising from an Online Site is the law of the State of Queensland, Australia, unless the complaint relates to an insurance contract in which case relevant state or federal law will apply.

By using any of our Online Sites, and except for an insurance contract dispute, you irrevocably submit to the jurisdiction of the courts of the State of Queensland, Australia, and appeal there from. Should any term or part of these Online Terms be found to be void, unenforceable or invalid, then it is severed from this agreement, leaving the remainder in full force and effect, provided that the severance has not altered the basic nature of this agreement.

You may not rely on the words or conduct of Bingle as a waiver of any right unless the waiver is in writing. In this term "conduct" includes delay in the exercise of any right.

Bingle grants you the right to use the software accessed by the Main Site and Competition Site, for the purposes of providing you with Bingle's insurance products and services. You may not sell, licence or distribute this software. A licence fee is included in the premium Bingle charges, entitling you to use the software for the period of your policy. Linking to any of our Online Sites Unauthorised linking to any part of an Online Site including any part of a Social Media Site or website operated by a related body corporate that is part of the Suncorp Group is expressly prohibited.

Our Online Terms Privacy Statement starts here By using an Online Site you accept that any personal information Bingle collects about you will be handled according to terms 26 to 34 of these Online Terms. These Online Terms should be read together with the Suncorp Group's overarching Privacy Policy Privacy Policy available at Suncorp Group Privacy Policy and our privacy statement titled "Your personal information".

Bingle encourages you to review these Online Terms periodically as they may be updated from time to time. In addition to the provisions of these Online Terms there may also be additional privacy provisions that apply to your use of an Online Site or as a result of your membership or your application for membership of a third party social media website that hosts a Bingle Social Media Site.

Should you decide to register for or participate in a promotion or other activity, or purchase a product or service from us, you will be bound by the relevant terms of that promotion, activity, product or service. Your Security and Privacy Bingle understands that you, as a visitor or user of an Online Site, are concerned about the security and privacy of information we may gain about you online.

Bingle is committed to respecting your privacy and, at all times, complies with its obligations under Australian privacy law. Bingle values the personal information you provide us and will take reasonable precautions to prevent unauthorised access to that information. See terms 11 and 29 for further information about the public display of your content. Sending electronic messages to Bingle Unless otherwise stated, when you send Bingle an electronic message whether email or otherwise , the content of your message and any email or machine address is retained by us to allow any necessary transaction and for general record keeping.

Bingle retains any personal information within the emails it receives in accordance with the Privacy Act as amended from time to time.

Note, Bingle may retain personal information for an extended period if there is a legal reason to retain it. Unless otherwise stated, when you post a public comment or upload other public data to an Online Site, that information may be displayed by Bingle publically in accordance with terms 11, 27 and Your information may also be retained by Bingle where we believe there is a legal reason to retain it for a longer period.

Information collected and how we use it General Information The information we will collect about you will depend on how you use an Online Site. If you use an Online Site to read, browse or download information, our computer system may record information such as the date and time of your visit, the pages accessed and any information downloaded. The Main Site also uses the services of Visual Sciences to monitor website use.

The Competition Site may use the services of Site Catalyst or Google Analytics for this purpose. In the case of each Online Site, the relevant service provider does not collect any personal information while you use our Online Site.

The service provider may provide a report to Bingle containing aggregated information only. We reiterate that such information does not identify you as an individual. Such reports help Bingle to maintain, administer and improve our Online Sites. An Online Site may offer interactive facilities including tools, games and other online features. If you use any interactive facilities, we may, but generally do not, capture any personal information which you may enter when using these tools.

Personal information submitted to an Online Site When a user of an Online Site "Online Site User" , including any Social Media Site User referred to in term 11 above, submits any personal information via an Online Site, whether in the form of text, comments, recordings, images or otherwise "Online Site User Content" for the avoidance of doubt, Online Site User Content includes Social Media Site User Content, as far as is relevant in the circumstances , the Online Site User consents to that personal information being collected by Bingle and used and disclosed for any purpose permitted by these Online Terms, and otherwise as permitted by relevant privacy laws in Australia.

We collect your personal information and use it for the purposes of identifying you, establishing your requirements and providing products and services, assessing and managing a claim and understanding your needs and improving our products and services through research, product development and training. Bingle is part of the Suncorp Group and we disclose your personal information to all related companies within this Group. The other Suncorp Group companies use and disclose your personal information for the purposes described above in relation to any products and services they may provide to you.

Other companies in the Suncorp Group may also use your personal information for the purposes of providing products and services to other customers, including investigating their claims but will not disclose an Online Site User's personal information to any other customer without your consent. Bingle may collect personal information belonging to an Online Site User, such as their name, email address or social media site alias, in order to provide them with the interaction or outcome they have requested.

This may require Bingle to disclose an Online Site User's personal information to one or more third parties, including but not limited to agents or external service providers.

If you are using an Online Site such that you are submitting your personal information, you should also first read and understand any separate privacy policy or policies that may apply to your use of any social media website that hosts our Online Site or is connected to any special function or promotion that you are entering. Bingle is not responsible to you for the information handling practices of any such third party, including any host website or service provider.

Entering a promotion via an Online Site: collection and use of information If you decide to enter a promotion that is made available or otherwise advertised on an Online Site you will need to agree to that promotion's separate terms and conditions, which will be drawn to your attention as part of the entry process.

If a promotion's terms and conditions include opting into the promoter's marketing communications, you can change your mind and unsubscribe subject to any specific restrictions for the relevant promotion by contacting the promoter on the contact details provided in their promotional terms. Your privacy rights and complaint resolution If Bingle has collected your personal information through your use of a an Online Site, then you have a right to access, update or correct that personal information, with some limitations as permitted by Australian law.

You also have the right to make a complaint about your privacy. For more information about our privacy practices including accessing or correcting your personal information, making a complaint, obtaining a list of overseas countries, or giving us your marketing preferences you can visit www.

html; or email Bingle's Privacy Officer at privacyaccessrequests bingle. We will review your correspondence and contact you with a reply or to ask you for further information, if it's required.

If you make a complaint about your privacy you may have additional rights of appeal, such as under Bingle's formal dispute resolution process. See the "Your personal information" section of our Main Site for more information about how Bingle resolves privacy complaints. Third Party Sites including third party social media sites Our Online Sites may contain links to Third Party Sites see term 2.

Cookies The Main Site uses "cookies" as a fundamental part of its interaction with your internet browser. Our other Online Sites may also use cookies as part of their interaction with your internet browser. Cookies enable Bingle to provide you with a superior, customer-oriented service.

A "cookie" is a small text file placed on your computer by our web server. A cookie can later be retrieved by Bingle's website servers. Cookies are frequently used on websites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your browser. Cookies do not alter the operation of your computer or mobile device in any way.

Cookies are primarily used by Bingle on its Main Site to enable the online insurance quotation process. Most of the Main Site operates by use of cookies.

Therefore, if you wish to make full use of the Main Site, or any of our other Online Sites, it is recommended that you accept cookies. Cookies may also be used to collect and use information for a range of purposes, including; to maintain and improve the operation of internet sites across the Suncorp Group; to track user preferences and product requirements to customise Suncorp Group internet sites and improve advertising relevance.

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Bingle Insurance is a member of the Suncorp Group. Click here to read the Suncorp Group Privacy Policy. If you obtain a quote, purchase insurance cover or administer your insurance on our Main Site, your transaction will be conducted over a secure internet connection — see term Any information or content you supply to our Social Media Site s will be treated by Bingle in accordance with terms 11 and 29, and otherwise in accordance with these Online Terms as relevant.

The Bingle Main Site contains both information of a general nature about Bingle and Bingle's products and services, and also enables you to purchase and pay for some insurance products and services online. The Bingle Main Site also enables you to renew some insurance products and services online and enables you to view, manage and change your Bingle insurance policies online using Bingle's online tools available at the self service part of the Main Site the "Bingle's online tools" subject to these Online Terms, including the specific terms of use for Bingle's online tools set out in term 6.

In the case of a payment card transaction, you must therefore provide to Bingle details of your permitted current and valid payment card, including:. During the term of your policy, and using Bingle's online tools, you may have the option of adding, removing or amending certain accessories and other aspects of your policy.

Any such amendment to your policy may result in an additional premium or sum being payable in respect of the amendment. You will be advised if this is the case. Any additional premium must be paid for in accordance with term 5 before the modification to your policy takes effect. For the avoidance of doubt, Bingle's online tools only permit you as the policyholder to view, manage and change certain details of your Bingle insurance policies. Access to a policy which is held in someone else's name is not permitted.

Should exceptional circumstances arise and you believe that you require access to someone's Bingle policy whether to make a claim against it or otherwise email us at claims suncorp. au and we will consider your request against relevant law. When you lodge a claim using Bingle's online tools, we will confirm what next steps will occur and the time they will occur in. We may tell you whether your claim has been accepted and whether you will need to pay your policy excess.

Should you require assistance, please email us at myclaim bingle. au with your claim number in the subject line. When you register for Bingle's online tools you will be asked to nominate a current Bingle Insurance policy. Once you have registered you, you will be able to view accessible claim records for that policy. If you hold multiple Bingle policies, you will be able to use your single Login to view accessible claims from each of those policies.

During an active claim displayed within Bingle's online tools, you may have the option of changing a vehicle damage assessment booking time, paying your claim excess or completing another permitted transaction.

In the case of a claim excess payment term 5 applies. Bingle's online tools can take up to 5 business days to update your claim excess payment status. Please be aware that when you use Bingle's online tools to view, manage and change your Bingle Insurance policy, any personal information such as your name or address details will not automatically update on Bingle's claim database.

If you would like to update your personal information on your claim, you can email us at myclaim bingle. Bingle mobile device application "Bingle Claims Buddy" allows Bingle comprehensive car insurance policyholders who have previously downloaded Bingle Claims Buddy to collect accident-related information and notify Bingle of their intention to make a claim on their policy.

Bingle Claims Buddy is no longer available for download for new users. Bingle Claims Buddy requires a working internet connection. Bingle recommends that Bingle Claims Buddy users set up and operate the optional PIN code, which can be accessed within the application.

Please be aware that personal information such as your name, address and vehicle, which you save into Bingle Claims Buddy or transmit to Bingle as part of your accident notification will NOT automatically update on our record of your Bingle policy. If you would like to update your policy's details, please logon to your Bingle policy at bingle. You must not provide details of your Login to any other person.

You must not allow any other person to use your Login. You must not provide your email provider or social media website's username or password details to any other person.

If you log into Bingle's online tools using your email provider or social media website's login process, you acknowledge and agree that to securely log out of Bingle's online tools, you must also log out of the underlying email provider or social media website session on the computer you are using. Refer to the notice titled "Logged in by Facebook or Google?

Read this" next to our Bingle's online tools logout button. You must not use Bingle's online tools to access or modify the details of another person's insurance policy or claim without their clear authority. Criminal penalties may apply if you do so.

All enquiries or applications for insurance or other products made via any of our Online Sites are subject to and must comply with Bingle's normal acceptance criteria and are governed by the normal terms and conditions applying to each product or service requested. The terms and conditions of the insurance products Bingle offers are contained in our Product Disclosure Statement and any Supplementary Product Disclosure Statement. These documents can be accessed on the Main Site by clicking the "Product Disclosure Statement" link on the home page.

Whilst reasonable steps have been undertaken to ensure that information is free from error, to the extent permitted by law, which law cannot be excluded, Bingle does not warrant the accuracy, adequacy or completeness of Site Content or any Online Site User Content or any Social Media Site User Content, on any of its Online Sites.

All information is subject to change without notice. Bingle does not guarantee that any Online Site or any Third Party Site will be free from viruses, or that access to any Online Site or Third Party Site will function as intended or be uninterrupted. All terms implied by law, except those that cannot be lawfully excluded, are excluded.

Subject to any responsibilities implied by law and which cannot be excluded, Bingle, and its directors, employees, agents, contractors and related bodies corporate, are not liable to you for any losses, damages, liabilities, claims and expenses including but not limited to legal costs and defence or settlement costs whatsoever, whether direct, indirect or consequential, arising out of or referable to any Site Content, Online Site User Content, Social Media Site User Content, Third Party Material, third party services, or to access or lack of access to an Online Site or website operated by any member of the Suncorp Group by you, howsoever caused, whether in contract, tort including negligence, statute or otherwise.

You indemnify Bingle and any of its related bodies corporate in respect of any liability incurred by Bingle or any of its related bodies corporate for any loss, cost, damage or expense, howsoever caused, suffered by Bingle or any of its related bodies corporate as a result of your breach of these Online Terms or your use of any of our Online Sites.

No Online Site purports to provide you with financial product or investment advice of any kind. The information available via an Online Site does not take account of your particular financial or insurance position or requirements. Bingle suggests that you seek independent advice before acting upon any Site Content or any information found on a Third Party Site. The Site Content contained on any Online Site is provided solely for bona fide personal or commercial customers only.

By accessing, viewing or otherwise using any of Bingle's Online Sites, you agree to abide by the terms and conditions of use contained in this term and term in respect of insurance cover for you or a member of your immediate family with their prior consent or for a commercial enterprise for which you seek bona fide insurance cover. You agree not to otherwise use any of our Online Sites to obtain insurance quotes, or to obtain other information relating to the price of insurance cover from Bingle or conduct insurance-related transactions or queries.

You also agree to indemnify Bingle in respect of any liability incurred by Bingle for any loss, cost, damage or expense, howsoever caused, suffered by Bingle as a result of your breach of this term Parts of our Online Sites, or the provision of payment processing or other services offered via our Online Sites, may be outsourced to third party providers. These Online Terms apply to any outsourced services, unless you are otherwise notified of any alternate terms of use.

You may terminate your use of our Online Sites at anytime. However, all restrictions, licences granted by you, and all disclaimers and exclusions of and limitations on liability of Bingle, will survive any termination. Upon termination, you must not directly or indirectly access or use the relevant Online Site s or any Site Content on the relevant Online Site s.

We reserve the right to terminate your access to Bingle's online tools at any time upon notice to you. Unauthorised linking to any part of an Online Site including any part of a Social Media Site or website operated by a related body corporate that is part of the Suncorp Group is expressly prohibited. Please contact us if you would like to link to any party of our Online Site s.

Only written permission from us will constitute authorisation of a link. The secure connection is over a protocol called secure sockets layer SSL. Bingle's use of SSL encryption provides a very high level at least bit of protection against unauthorised access in order to prevent unauthorised persons from reading the information you send to Bingle while it is in transit over the internet.

If you have any questions about our SSL encryption, please visit the Help Centre. The Bingle mainframe computer is not directly accessible through the internet, nor is our promotion database. Any personal information that you provide to us that is temporarily stored in our application logs is handled in accordance with these Online Terms, the Australian Privacy Principals and the Suncorp Group Privacy Policy.

Our Online Sites may contain links to Third Party Sites see term 2. Third Party Sites should contain their own privacy statements and those third parties are responsible for informing you about their security and privacy practices. Read these Online Terms to understand how Bingle: operates and regulates its online sites including its social media sites; operates any online insurance quoting, purchase and policy management transactions; and handles your personal information when you interact with us online see terms 26 to About Bingle's online sites AAI Limited ABN 48 trading as Bingle Insurance " Bingle ", " we " or " us " operates Bingle online sites " Online Site s " , including our: main website www.

Insurance is issued by AAI Limited ABN 48 AFSL trading as Bingle Insurance. Our Online Site may include may include product advertising, services, information, text, graphics, materials, social media forums, applications, functions and promotions, unless disclaimed otherwise or where not permitted by law or by an online host site's rules " Site Content ".

Your use of any of our Online Sites, including any Site Content, is governed by these Online Terms, together with the Suncorp Group's overarching Privacy Policy Privacy Policy available at Suncorp Group Privacy Policy. See terms 26 to 34 below for how Bingle handles any personal information it collects as a result of your interaction with our Online Sites. In addition to these Online Terms, other terms of use or conditions may apply to your use of any of our Online Sites or parts thereof or to any products or services offered via our Online Sites.

If such additional terms of use or conditions apply, we will bring them to your attention as required by law and you will be bound by them. For example, should you decide to participate in a promotion that is advertised or otherwise featured on one or more of our Online Sites, you will be additionally bound by the relevant terms and conditions for entry into that promotion. Should any term within these Online Terms conflict with a promotion's terms and conditions, the later will prevail to the extent of the conflict.

Bingle owns and operates the Main Site, the Competition Site and Bingle Claims Buddy. These Online Sites include all web pages under or forming part of the domain name bingle.

au as relevant. If any term within these Online Terms should conflict with any third party's terms of use, the later will prevail to the extent of the conflict insofar as your use or access to that third party site is concerned. Links to other websites An Online Site may contain links to other websites including other social media websites which are owned or operated by third parties independent of Bingle " Third Party Sites ".

Bingle does not sponsor, endorse or approve of the operators of Third Party Sites, or material including services, information, graphics, or data which is located on such Third Party Sites " Third Party Material ". An Online Site may contain or link to information about special offers, deals or promotions by persons not related to or part of Bingle " Third Party Offers ". Bingle does not sponsor, endorse or approve of any Third Party Offers or Third Party Material associated with these offers.

Subject to any applicable law which cannot be excluded, Bingle makes no warranties or representations: regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material, or products or services available through Third Party Sites; or that Third Party Material does not infringe the intellectual property rights of any person.

Bingle is not authorising the reproduction of Third Party Material by linking Site Content to Third Party Material. When following a link on an Online Site, material at a Third Party Site may be displayed in your browser framed by Site Content. This material is also Third Party Material for the purpose of these Online Terms. Your privacy Your privacy and security is important to Bingle.

Read terms 26 to 34 for information the "Privacy Statement" component about how Bingle handles the information you provide it when you use one of our Online Sites. Bingle's Main Site: product information and insurance purchase and renewal Main Site content The Bingle Main Site contains both information of a general nature about Bingle and Bingle's products and services, and also enables you to purchase and pay for some insurance products and services online.

All enquiries or applications for insurance or other products made via any of our Online Sites are subject to and must comply with Bingle's normal acceptance criteria and are governed by the normal terms and conditions applying to each product or service requested. Want us to do your online dating for you? We Do Your Online Dating For You. You also agree to indemnify Bingle in respect of any liability incurred by Bingle for any loss, cost, damage or expense, howsoever caused, suffered by Bingle as a result of your breach of this term Bingle qualifies this term

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